Privacy Policy

1. Information We Collect

We collect information to provide better services to our users. The types of information we collect include:

• Personal information you provide when creating an account (name, email address)
• Financial information you choose to enter or connect through third-party services
• Usage data such as how you interact with our application
• Device information including IP address, browser type, and operating system

Your financial data is encrypted and stored securely. We use bank-level security protocols to protect your sensitive information.

2. How We Use Your Information

We use the information we collect for various purposes, including:

• Providing and maintaining our services
• Personalizing your experience and delivering relevant features
• Analyzing usage patterns to improve our platform
• Communicating with you about service updates and new features
• Protecting against fraudulent or unauthorized activity

3. Data Sharing and Disclosure

We do not sell your personal information to third parties. We may share your information in the following circumstances:

• With service providers who help us deliver our services
• To comply with legal obligations
• To protect the rights, property, or safety of FlowBudget, our users, or others
• In connection with a business transfer, merger, or acquisition

All service providers are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them.

4. Your Choices and Rights

You have several rights regarding your personal information:

• Access and update your personal information through your account settings
• Request a copy of your data that we hold
• Delete your account and associated data
• Opt out of marketing communications
• Lodge a complaint with a supervisory authority if you believe your rights have been violated

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our Service and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

6. Security

We implement appropriate technical and organizational measures to protect the security of your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Changes to This Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "effective date" at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

8. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: privacy@flowbudget.com
Address: 1700 Bishop St, Little Rock, AR 72202, USA
Phone: +1 3617056081